9 Best Silver IRA Companies for 2025

With inflation fears, rising national debt, and geopolitical uncertainty shaking faith in traditional markets, more Americans are turning to silver and gold IRAs to diversify and protect their retirement savings.

A Silver IRA allows you to hold physical gold, silver, and other precious metals in a self-directed retirement account — giving you a hedge against economic instability and a way to preserve long-term purchasing power.

But not all Gold IRA companies are created equal.

Some specialize in customer service and education, while others focus on low fees, fast processing, or access to a wide variety of precious metals. Choosing the right provider can make all the difference in terms of fees, experience, and overall results.

In this guide, we’ve ranked the 9 best Silver IRA companies for 2025 — based on real customer feedback, company transparency, reputation, product selection, and added perks like storage offers and buyback programs.

Whether you’re a seasoned gold and silver buyer or just getting started, this list will help you make a smarter, safer decision.

Let’s get into it.

Why It’s Ranked #1:
GoldenCrest Metals stands out as the most well-rounded Gold and Silver IRA provider in 2025 thanks to its commitment to transparency, competitive pricing, and personalized customer support.

While newer than some competitors, the company has quickly earned a reputation for excellence by offering a streamlined, no-pressure experience from start to finish.

Company Overview:
Founded in 2023 and headquartered in Calabasas, California, GoldenCrest Metals was built by a seasoned executive team with over 20 years of experience in the precious metals industry.

The company has grown rapidly by focusing on education, fair pricing, and responsive service — values that are reflected in customer reviews across major platforms.

Standout Features:

• Low Purchase Minimum: Customers can open a Gold IRA with as little as $10,000.
• Transparent Pricing: GoldenCrest doesn’t hide fees or markups. They clearly disclose premiums, custodial and storage costs, and avoid high-pressure sales tactics.
• Variety of Products: While some dealers are limited to gold and silver, GoldenCrest offers gold, silver, platinum, and palladium bars and coins for IRA customers. 
• Buyback Program: Customers have the option to sell their metals back to the company at a fair price when they’re ready — a feature not all competitors offer.
• Free Storage Promo: Qualifying IRA rollovers can receive up to ten years of free storage and insurance.
• Fast, Friendly Support: The team is available to walk you through every step of the Gold IRA process, from paperwork to metal selection.
• Trusted by Conservative Media: Featured in outlets like NewsMax, The Blaze, and Fox Business, with endorsements from Michael Savage, Gregg Jarrett, and others.

IRA Custodian & Storage:
GoldenCrest partners with Entrust Group as its preferred custodian and Delaware Depository for secure storage. Entrust charges a flat $199 annual fee, while Delaware Depository charges 0.005% of the account’s value annually — both among the most competitive in the industry.

Who It’s Best For:
Retirement savers who want a modern, transparent, and trustworthy Gold IRA provider without the typical sales pressure. Especially ideal for those looking for a stress-free Gold IRA rollover experience.

Visit GoldenCrest Metals for Your Free Gold IRA Kit.

Birch Gold Group — Best for Customer Service

Birch Gold Group earns its spot near the top for providing exceptional, personalized service — especially for first-time precious metals buyers. The company has built a strong reputation over the past two decades for putting customers first and offering clear, step-by-step guidance through the Gold IRA process.

Company Overview:
Based in Des Moines, Idaho, Birch Gold Group has been a trusted name in the precious metals space since 2003. Their experienced specialists are known for offering tailored support, answering questions without pressure, and ensuring customers understand every aspect of their purchase.

Standout Features:

• Dedicated Account Representatives: Customers work with the same representative throughout the process — personalized experience.
• Educational Focus: Birch provides a free info kit and ongoing resources to help you make informed decisions.
• Wide Selection: Offers a range of IRS-approved gold, silver, platinum, and palladium products for IRAs and direct purchase.

IRA Custodian & Storage:
Birch partners with trusted custodians like Equity Trust and STRATA Trust, with storage options including Delaware Depository and Brinks Global Services. They offer both segregated and non-segregated storage solutions.

Who It’s Best For:
New or cautious buyers who want hands-on, personalized service and a patient, informative onboarding experience. Ideal for anyone who values trust, transparency, and a low-stress process.

Visit Birch Gold to Claim Your Free Info Kit.

Augusta Precious Metals — Best for Education

Augusta Precious Metals is the go-to choice for retirement savers who want to thoroughly understand every aspect of their Gold IRA. The company is renowned for its educational approach — offering one-on-one web conferences, in-depth materials, and lifetime support with zero pressure.

Company Overview:
Founded in 2012 and headquartered in Casper, Wyoming, Augusta has earned an elite reputation among Gold IRA providers. Their commitment to financial literacy — paired with straightforward pricing and a highly professional team — has made them a favorite among high-net-worth individuals and cautious buyers alike.

Standout Features:

• Harvard-Trained Analyst: Customers can access exclusive informational presentations from Devlyn Steele, Augusta’s on-staff Director of Education
• One-on-One Web Conferences: Buyers receive tailored walkthroughs of how a Gold IRA works and what to expect long-term.
• No Hidden Fees: Augusta is fully transparent about markups, storage costs, and custodial fees.
• Lifetime Support: You get ongoing access to Augusta’s customer success agents, even after your IRA is set up.

IRA Custodian & Storage:
Augusta works primarily with Equity Trust Company and uses Delaware Depository for secure, insured storage. Both institutions are IRS-approved and widely respected in the industry.

Who It’s Best For:
Retirement savers who want a thorough, educational experience — especially those with larger accounts looking for long-term partnership and service quality. Also ideal for those who are wary of aggressive sales tactics.

Visit Augusta Precious Metals for Your Free Gold IRA Kit.

Goldco — Best for Reputation

Goldco is one of the most recognized names in the Gold IRA space, thanks to its long-standing presence, high-profile endorsements, and strong customer satisfaction.

With over a decade in business, Goldco has built trust by offering solid service, competitive pricing, and a seamless rollover process.

Company Overview:
Headquartered in Los Angeles, Goldco has helped thousands of Americans protect their retirement accounts by converting traditional IRAs and 401(k)s into precious metals-backed accounts.

The company has been endorsed by conservative commentators like Sean Hannity and Chuck Norris, further boosting its credibility.

Standout Features:

• Strong Track Record: Over 15 years in the business with consistently high customer ratings on platforms like Trustpilot and Consumer Affairs.
• Comprehensive Educational Resources: Goldco provides a free Gold IRA kit, videos, and in-depth blog content.
• Secure Shipping and Buyback Program: Goldco offers insured delivery and a buyback guarantee for added liquidity and confidence.

IRA Custodian & Storage:
Goldco partners with Equity Trust Company as its primary custodian and works with Brinks and Delaware Depository for secure, IRS-approved storage. Segregated and non-segregated storage options are available.

Who It’s Best For:
Retirement savers who prioritize brand recognition, stability, and industry longevity. Goldco is especially appealing to those who prefer working with an established, widely endorsed provider.

Visit Goldco for Your Free Gold IRA Kit.

Colonial Metals Group — Best for Selection of Metals

Colonial Metals Group earns high marks for offering one of the most diverse selections of IRS-approved metals in the Gold IRA space. Whether you’re looking for gold, silver, platinum, or palladium, Colonial Metals provides access to a wide range of coins and bars to suit various strategies and preferences.

Company Overview:
Though a newer name in the industry, Colonial Metals Group is backed by decades of combined experience from its executive team. The company was founded with a mission to provide modern, flexible solutions for retirement savers who want choice, clarity, and credibility in their precious metals partner.

Standout Features:

• Low Purchase Minimum: Customers can open a Gold or Silver IRA with as little as $10,000
• Extensive Product Inventory: Offers a larger selection of IRA-eligible coins and bars than many competitors, including less common platinum and palladium options.
• Modern, Streamlined Onboarding: Fast account setup and transfer process with minimal paperwork delays.
• Educational Support: Provides informative guides and customer consultations to help you choose the right metals for your goals.
• Flexible Investment Options: Colonial can accommodate both smaller IRAs and high-net-worth rollovers with custom strategies.

IRA Custodian & Storage:
Colonial Metals Group partners with established custodians and depositories such as Equity Trust and Delaware Depository, offering both segregated and non-segregated storage solutions in fully insured facilities.

Who It’s Best For:
Retirement savers looking for a broad selection of precious metals beyond the basics. Colonial Metals is ideal for buyers who want to build a diversified metals portfolio within their IRA, including exposure to platinum and palladium.

Get Started with Your Free Colonial Metals Gold Kit.

Noble Gold Investments — Best for Common Bullion

Noble Gold Investments is known for making precious metals accessible to everyday Americans by offering lower minimum investments and competitively priced bullion.

The company also stands out for its “Royal Survival Packs” — curated selections of metals designed for emergency use, which can be purchased outside of an IRA.

Company Overview:
Founded in 2016 and based in Pasadena, California, Noble Gold has carved out a niche by focusing on affordability, approachability, and practical investment options.

Their team takes a consultative approach, helping customers choose metals that align with both their retirement plans and risk tolerance.

Standout Features:

• Low Minimum Investment: Noble’s IRA minimum is around $2,000–$5,000, making it a great entry point for new investors.
• Competitive Bullion Pricing: Noble often features lower markups on IRA-approved gold and silver compared to some larger firms.
• Royal Survival Packs: A unique offering of physical gold and silver kits delivered to your home for personal preparedness.
• No High-Pressure Sales: The company is praised for having a straightforward, no-pitch approach to customer support.

IRA Custodian & Storage:
Noble Gold partners with Equity Trust Company and offers secure storage through International Depository Services (IDS) in Texas and Delaware. Both segregated and non-segregated options are available, and customers can even view their metals online via IDS’s inventory portal.

Who It’s Best For:
Budget-conscious buyers or first-timers looking to start small with their Gold IRA. Also ideal for those interested in holding some metals outside of a retirement account for emergency or personal use.

Visit Noble Gold Investments to Learn More. 

Lear Capital — Best for Online Resources

Lear Capital excels at providing a user-friendly digital experience with robust online tools, calculators, and educational content.

For retirement savers who prefer to research independently and take a more hands-on approach, Lear offers a comprehensive suite of web-based resources in the Gold IRA space.

Company Overview:
Established in 1997 and based in Los Angeles, Lear Capital is one of the more established names in the precious metals industry.

The company has helped thousands of Americans roll over their retirement accounts into Gold IRAs, and it continues to expand its reach through both television and online media.

Standout Features:

• Real-Time Pricing & Portfolio Tools: Lear’s platform allows users to monitor live prices and simulate the impact of market fluctuations on their holdings.
• Free Resource Library: Includes downloadable investor guides, market insights, and IRA rollover checklists.
• Transparent Fee Structure: Lear is upfront about custodian fees and metal pricing, with no hidden charges.
• 24-Hour Risk-Free Purchase Guarantee: Allows buyers to review their order and cancel within 24 hours if they change their mind.

IRA Custodian & Storage:
Lear works with Equity Trust Company and Delaware Depository, providing insured and IRS-approved storage. Customers can choose between segregated and non-segregated vaulting, depending on preference and budget.

Who It’s Best For:
DIY-oriented retirement savers who want access to digital tools and comprehensive research before committing. Lear is also a solid option for those who want to monitor market conditions closely and make data-driven decisions.

Visit Lear Capital for More Information. 

Preserve Gold — Best for Promotions

Preserve Gold has made a name for itself by offering aggressive promotional incentives — including free silver bonuses, storage fee waivers, and zero setup costs for qualifying accounts.

While relatively new to the scene, Preserve Gold is quickly gaining attention for its value-packed offers and responsive service.

Company Overview:
Preserve Gold is a newer entrant in the Gold IRA industry but is backed by experienced professionals from the precious metals and alternative investments space.

The company was launched with a mission to help Americans preserve their purchasing power and retire with confidence — especially during times of economic uncertainty.

Standout Features:

• Promotional Offers: New customers often receive free silver with qualified IRA rollovers, along with waived fees for storage and account setup.
• Fast Turnaround Time: Preserve Gold is known for its quick and efficient onboarding process.
• Dedicated Account Reps: Customers are assigned a single point of contact for the entire process, improving communication and trust.
• Strong Customer Ratings: Despite being new, the company has quickly accumulated positive reviews for its service and pricing transparency.

IRA Custodian & Storage:
Preserve Gold partners with leading custodians like Equity Trust and uses Delaware Depository for insured, IRS-approved vault storage. Customers can select from various storage configurations to match their needs.

Who It’s Best For:
Deal-seekers and retirement savers looking to maximize value through promotional bonuses, fee waivers, and quick setup. Also ideal for those rolling over larger IRAs who qualify for premium perks.

Visit Preserve Gold for Your Free Gold IRA Kit.

American Hartford Gold — Best for Brand Recognition

American Hartford Gold rounds out our list as the best-known brand among Gold IRA companies, thanks to widespread TV advertising, celebrity endorsements, and a high-profile media presence. While it's not the lowest-cost option, its strong reputation and name recognition offer peace of mind to many retirement savers.

Company Overview:
Headquartered in Los Angeles, American Hartford Gold has become a familiar name across conservative media, endorsed by figures like Rudy Giuliani and Bill O’Reilly. The company has helped thousands of customers open precious metals IRAs and delivers both IRA and non-IRA metals directly to your door.

Standout Features:

• Strong Media Presence: Regularly featured on Fox News and other outlets, helping establish trust with a wide audience.
• Buyback Commitment: Offers to repurchase metals from customers at market rates with no extra liquidation fees.
• No Setup Fees for Qualifying Accounts: Promotional offers often include free setup and up to 3 years of no storage fees.
• Home Delivery Options: In addition to IRAs, customers can purchase gold and silver for personal storage.

IRA Custodian & Storage:
American Hartford Gold works with trusted custodians like Equity Trust and offers storage through Brinks and Delaware Depository. The company provides fully insured and segregated storage for IRA metals.

Who It’s Best For:
Retirement savers who value brand recognition and want the reassurance of working with a widely known, publicly visible company. Also suitable for those interested in combining IRA holdings with physical delivery options.

Visit American Hartford Gold for More Information.

How to Choose the Right Gold IRA Company

Not all Gold IRA companies are the same — and the best one for you depends on your financial goals, investment experience, and retirement timeline. Here are the most important factors to consider when selecting a provider:

Reputation & Reviews

Look for companies with a consistent track record of satisfied customers. Check reviews on Trustpilot, ConsumerAffairs, and the Better Business Bureau (BBB). High-profile endorsements and a solid media presence can also help validate a company’s trustworthiness.

Transparency & Fees

Beware of hidden costs. A reputable company will clearly explain all fees upfront — including:

• Setup and maintenance fees
• Annual custodian and storage charges
• Markups on coins and bars

Make sure you understand how “zero fee” or “free storage” offers work. These are often covered by the company for a limited time and may require a minimum investment.

Product Selection

Some firms only offer gold and silver, while others also provide platinum and palladium. If you're interested in diversifying your holdings within your IRA, choose a company like Colonial Metals Group that offers a broad selection.

Customer Service

Top-tier companies assign a dedicated account rep to walk you through every step. If you're new to precious metals, look for providers like Birch Gold or Augusta that focus on education and support.

Buyback Programs

A buyback program allows you to sell your metals back to the company when you're ready. It’s a major convenience and helps ensure liquidity. Most top firms, including GoldenCrest Metals, offer this option.

IRA Custodian & Storage

Make sure the provider works with a reputable custodian (like Equity Trust or Entrust Group) and uses IRS-approved, insured storage facilities (such as Delaware Depository or Brinks). You’ll want secure, segregated storage for peace of mind.

Promotional Offers

If you’re rolling over a larger IRA, some companies offer special perks like free silver, storage fee waivers, or setup reimbursements. GoldenCrest Metals and Preserve Gold are known for strong promotional deals.

Common Fees and Costs to Watch For

While Gold IRAs offer a unique way to preserve and diversify your retirement portfolio, they come with specific fees that are different from traditional retirement accounts. Understanding these costs upfront can help you avoid surprises and choose a provider that aligns with your financial goals.

Account Setup Fee

This one-time fee covers the administrative work of establishing your self-directed IRA. It typically ranges from $50 to $150, though many companies waive it for larger rollovers or as part of promotional offers.

Custodian Fee

Your IRA custodian manages IRS compliance, recordkeeping, and annual reporting. This annual fee is usually around $75 to $250, depending on the provider. Some custodians charge flat fees, while others may charge based on the account's value.

Storage Fee

Because IRS regulations require that metals in a Gold IRA be stored at an approved facility, you’ll pay an annual storage fee. Expect to pay around:

• 0.5% – 1% of the account value for percentage-based fees
• Or $100 – $300 annually for flat-fee storage
  Companies like GoldenCrest Metals may offer up to 5 years of free storage for qualifying accounts.

Related: Is a 'Home Storage Gold IRA' Approved by the IRS? 

Dealer Markups

Gold IRA companies typically charge a markup over the “spot price” of metals. These premiums can vary widely based on the coin or bar selected. For example:

• Common bullion bars and coins (like the American Gold Eagle) may have lower markups
• Exclusive or collectible coins often come with significantly higher premiums

Note: If you're buying gold or silver for a Gold IRA, your goal should be simple: get the most metal for your money. Compare prices from two or three dealers and aim to pay the lowest possible premium over the spot price.

Wire Fees and Miscellaneous Charges

Some custodians charge wire fees (often $25–$40) for transferring funds or processing certain transactions. Also, review the fine print for charges on outgoing transfers, account terminations, or reissuance of statements.

“Zero Fee” Promotions

Some companies promote zero fees for the first 1–5 years, but these offers often come with minimum purchase thresholds (e.g., $50,000+). Be sure to ask what happens after the promo period ends and get it in writing.

Frequently Asked Questions (FAQ)

What is a Gold IRA?

A Gold IRA is a self-directed individual retirement account that allows you to hold physical precious metals — such as gold, silver, platinum, and palladium — instead of traditional paper assets like stocks or bonds. It offers the same tax advantages as a regular IRA, but with added diversification and inflation protection.

Can I roll over my existing retirement account into a Gold IRA?

Yes. Most Gold IRA companies will help you roll over funds from eligible retirement accounts such as:

• Traditional IRAs
• Roth IRAs
• 401(k)s (from a former employer)
• 403(b)s and other qualified plans

This process is typically tax- and penalty-free when done correctly.

Are there specific metals I can hold in a Gold IRA?

Yes. The IRS only allows certain IRA-approved metals, which must meet minimum fineness standards:

• Gold: 99.5% pure
• Silver: 99.9% pure
• Platinum & Palladium: 99.95% pure
  Popular options include American Gold Eagles, Canadian Maple Leafs, and gold/silver bars from approved refiners.

Can I store IRA gold at home?

No. IRS rules require that all physical metals in an IRA be stored at an approved, insured depository. Home storage — even through an LLC — can lead to disqualification of your account and a full distribution (with penalties and taxes).

How are Gold IRAs taxed?

Gold IRAs follow the same tax rules as other IRAs:

• Traditional Gold IRAs are tax-deferred — you pay taxes when you take distributions.
• Roth Gold IRAs grow tax-free — you pay no taxes on qualified withdrawals.
  Selling metals inside the IRA does not trigger taxes unless you take a distribution.

What happens when I want to sell my metals?

Most reputable Gold IRA companies offer a buyback program, allowing you to sell your metals back at market rates. Alternatively, you can take a distribution in the form of physical metals or cash, depending on your preference and age.

How do I avoid scams or high-pressure sales?

Stick with companies that:

• Have transparent pricing
• Offer clear disclosures on fees
• Have strong third-party reviews
• Avoid pushing rare or collectible coins with huge markups

Look for Gold IRA firms with a no-pressure approach — like Birch Gold, GoldenCrest Metals, or Augusta Precious Metals.

Getting Started with Gold

In uncertain economic times, many retirement savers are looking for ways to diversify and protect their wealth. A Gold IRA offers a tangible, time-tested solution — shielding your nest egg from inflation, debt, currency devaluation, and market volatility.

But choosing the right Gold IRA company is just as important as choosing the right asset.

Whether you're seeking transparency and value (GoldenCrest Metals), top-tier education (Augusta), stellar customer service (Birch Gold), or strong brand recognition (American Hartford Gold), the companies listed in this guide represent the best of the best in 2025.

Each of these firms offers unique strengths and standout features. Your ideal partner will depend on your budget, goals, and comfort level — so be sure to request free investor kits, compare fees, and ask detailed questions before making a commitment.

Ready to take the next step?
Reach out to a few of the top-ranked companies above. Review their free information and choose one that you're most comfortable working with.

You're well on your way to secure your retirement with the stability and security of physical precious metals.